ENPTDASV

Plan your finances.
Track what matters.

A focused budgeting tool for people who want clarity over their money — not just a list of transactions.

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Features

Everything you need to feel in control of your money.

📊

Budget months ahead

Build 6-month spending plans with recurring entries and envelope-style categories. Know where every krone is going before the month starts.

💳

Track real balances

Link budgets to actual accounts and reconcile with a single click. Your plan stays grounded in what's actually in your bank.

📈

Visualize net worth

See your projected net worth trend and income vs. expenses at a glance. Understand the full trajectory, not just today's snapshot.

🔁

Recurring entries

Set up salaries, subscriptions, and bills once. Budgiy fills them in every month automatically so you're always up to date.

📂

Envelope budgeting

Allocate money to categories like rent, food, and savings. When the envelope is empty, you know it's time to stop spending.

🔒

Private by default

No bank connections required. Your financial data stays yours — enter what you want, share nothing you don't.

How it works

From zero to clarity in minutes.

01

Set up your accounts

Add your bank accounts, savings pots, and credit cards. Enter current balances — that's your ground truth.

02

Build your budget

Create envelopes for each spending category. Set monthly limits and add recurring entries for predictable expenses.

03

Plan & project forward

Extend your budget up to 6 months ahead. Watch your projected net worth update as you adjust your plan — before spending a single krone.

Pricing

Simple pricing.
No surprises.

Free
kr 0 / month
Free forever
  • 1 budget
  • 1 account
  • 3-month planning horizon
  • Up to 12 entries
Get started
Most popular
Pro
kr 29 / month
  • Unlimited budgets
  • Unlimited accounts
  • 12-month planning horizon
  • Full net worth projections
  • Excel export
  • Goals & projections
Get started
From the blog

Latest articles & guides

2026-03-23

The Best YNAB Alternative in 2026

YNAB costs $15/month and is built for Americans. Here's what European budgeters should use instead.

Read article →
"
Finally I feel like I'm planning my finances — not just recording what already happened.

— Udvalgt beta-tester

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